The New Jersey Judiciary issued its annual notice establishing the post-judgment interest rates for 2026, effective as of January 1, 2026. The rate is determined pursuant to a formula set forth in pursuant to Rule 4:42-11(a)(ii) and R. 4:42-11(a)(iii) and is based upon the average rate of return for the preceding year of the State of New Jersey Cash Management Fund. Judgments for $20,000 and above have an additional 2% added to that rate of return.
Based on that calculation, for 2026, judgments not exceeding the $20,000 jurisdictional limits of the Special Civil Part will accrue interest at 4.5%. Judgments that exceed $20,000 will have an interest rate of 6.5%. This is a 1% decrease from the rates for 2025, but a substantial increase from some of the rates which were as low as 0.25%, 2.25% for judgments above $20,000, that were being assessed in previous years.
If you have any questions about these changes or would like to learn more about Weltman’s consumer collections solutions, please connect with Attorney Scott Best at any time.
These blogs are not a solicitation for business and are not intended to constitute legal advice on specific matters, create an attorney-client relationship, or be legally binding in any way.
Based on that calculation, for 2026, judgments not exceeding the $20,000 jurisdictional limits of the Special Civil Part will accrue interest at 4.5%. Judgments that exceed $20,000 will have an interest rate of 6.5%. This is a 1% decrease from the rates for 2025, but a substantial increase from some of the rates which were as low as 0.25%, 2.25% for judgments above $20,000, that were being assessed in previous years.
If you have any questions about these changes or would like to learn more about Weltman’s consumer collections solutions, please connect with Attorney Scott Best at any time.
These blogs are not a solicitation for business and are not intended to constitute legal advice on specific matters, create an attorney-client relationship, or be legally binding in any way.
