Insights
Insights / 3 November 2026
Ohio's New UCC Rules: What Secured Lenders Need To Know
Since October 6, 2026, a filed UCC-1 may no longer keep a lender first in line for certain types of collateral in Ohio. On July 7, 2026, Governor DeWine signed House Bill 195, which adopts the 2022 amendments to the Uniform Commercial Code.
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Insights / 2 November 2026
From Court Order to Car Lot: On the Road to Recovering Collateral
A successful replevin action is an important step toward recovering collateral, but the work does not necessarily end once a vehicle is seized. For secured creditors, what happens immediately after recovery can have significant financial implications.
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Insights / 30 October 2026
From Law School to Legal Practice: Lessons from My First Years as an Attorney
Law school teaches you how to think like a lawyer. You learn to analyze cases, interpret statutes, develop legal arguments, and solve complex problems.
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Insights / 29 October 2026
Credit Reporting During and After Discharge: Chapter 7 and Chapter 13 Bankruptcies
If a debt is reaffirmed in a chapter 7 case, such as an automobile loan, the bankruptcy filing should be reflected on the account as of the petition date.
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Insights / 14 October 2026
Florida's Overlooked Collection Remedy: Leveraging Fla. Stat. 320.1316 in Recovering Collateral
Secured creditors looking to recover their vehicle frequently encounter a frustrating problem: a borrower defaults on a vehicle loan and will not cooperate and surrender the vehicle.
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Insights / 13 October 2026
Probate, Secured Claims, and Deceased Guarantors: What Creditors Need to Know
When a borrower or guarantor passes away, the collection process can quickly become more complicated.
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Insights / 5 October 2026
Redefining Success: Can Women in Law Have It All, On Their Own Terms?
Cleveland Attorney Danielle Pecenka Cullen recently attended the Women In Power, Influence in Law (WILP) 2026 Conference in Nashville, TN. Now, she's sharing her top takeaways!
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Insights / 1 October 2026
From Judgment to Recovery: Practical Strategies for Enforcing Judgments
Obtaining a judgment is an important milestone in the collections process, but it is not necessarily the end of the road. For creditors, the next challenge is determining how to enforce that judgment and identify opportunities to recover the money owed.
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Insights / 21 September 2026
Arbitration Clauses: The Impact of Collections Cases
It is not uncommon for some credit card agreements and loan contracts to include an arbitration provision, which allows either party to move disputes to be resolved via arbitration rather than a typical lawsuit.
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Insights / 1 September 2026
Answering the Most Common Questions about Service Process in Illinois
Serving a defendant may seem like a straightforward step in the litigation process, but what may seem like minor mistakes can lead to delays and other issues.
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