shape
shape
shape
shape
shape
shape
to

Insights

Insights / 3 September 2021

Wiring Money on Behalf of a Client: How You Could Face Liability

A judge in the Eastern District of Pennsylvania refused to grant Wells Fargo's Motion to Dismiss in Perlberger Law Associates (PLA) v. Wells Fargo.
Read More
Insights / 1 September 2021

Creditor's Top Five Tips: Motions for Relief from Stay and Reaffirmation Agreements

As a creditor, you may be wondering: When is the right time to proceed with a motion for relief from stay? How will I know the right situation to send a reaffirmation agreement? These questions can leave you feeling like you're at a standstill.
Read More
Insights / 16 August 2021

Bipartisan Senate Bill 2598: Its Effect on Students and Schools

On August 4, 2021, Senator Richard Durbin (Democrat-Illinois) introduced Senate Bill 2598 entitled the FRESH START Through Bankruptcy Act. The bill was co-sponsored by Senator John Cornyn (Republican-Texas).
Read More
Insights / 3 August 2021

The CFPB's Mortgage Servicing COVID-19 Rule: A Compliance Checklist for Foreclosure Referrals

The CFPB's 2021 Mortgage Servicing COVID-19 Rule will be effective August 31st, 2021. Among other things, this Rule requires specified communications with a delinquent borrower prior to commencing a foreclosure.
Read More
Insights / 12 July 2021

Ohio's Voluntary Payment Doctrine: A Defense for Creditors

Paying under protest commonly refers to a payment made subject to a dispute. The payor typically makes the payment with a notice to the payee that the payment is being made under protest. This process reserves to the payor the right to object to the obligation at a later time.
Read More
Insights / 21 June 2021

Dealing with Debt and Bankruptcy: Top Five Things Every Consumer Should Know

If you're dealing with debt, you're not alone. Whether it's student loans, credit card balances, health care bills, mortgages or car payments, it's important to keep calm and know that you have options.
Read More
Insights / 16 June 2021

Bankruptcy Basics: Chapters 11 & 12 Filings

The COVID-19 pandemic has had a chilling effect on bankruptcies, however many experts anticipate a flurry of new filings in the near future, especially as existing holds on collection activities are lifted. Now is the time for creditors and to gain a firm understanding of bankruptcy concepts, tasks and deadlines.
Read More
Insights / 8 June 2021

Will Your Municipality Need To Issue A Refund?

The economic impacts of COVID-19 are expected to be significant. Not only have businesses and workers been impacted, but also local governments that rely on the economy for revenue. The impact of the coronavirus pandemic on local governments will be driven, in at least part, by those segments of the economy where incom
Read More
Insights / 1 June 2021

When Is a Discharge of a Debt Not an Actual Discharge?

An IRS Regulation generally requires banks, credit unions, and some other entities to file a Form 1099-C to report a discharge of indebtedness whether or not an actual discharge of indebtedness has occurred.
Read More
Insights / 27 May 2021

OSBA Leadership Academy: Six Lessons Learned

At the end of last year, I was honored to be selected for the 2021 Ohio State Bar Association Leadership Academy. The Leadership Academy is a five-month, interactive training program designed to prepare Ohio lawyers for effective leadership in the Association, the profession and their communities.
Read More