Probate claims are a reality for banks and financial institutions handling deceased customers' debts. In the U.S., nearly three-quarters of Americans die with debt, with an average balance of $61,000. When an estate is opened, creditors must act quickly to recover what is owed.
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When a borrower passes away, their debts don't necessarily disappear. For secured creditors, such as those holding auto loans, solar panel loans, or other secured transactions, it is important to understand the role of probate and how best to ensure repayment while moving through the process.
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