Community Bank

We're Here To Help You Manage Your Legal & Recovery Needs

An integral part of community banking involves growth and prosperity within each community you serve. Weltman, Weinberg & Reis Co., LPA understands the intricacies involved and is well positioned to provide you legal representation and timely collection of outstanding debt, while maintaining a positive image with your customers. Representing the rights of creditors for more than 85 years, Weltman is committed to helping you resolve matters while always maintaining the highest degree of professionalism and legal expertise.

Our community bank representation includes, but is not limited to, the following:


  • Claim Presentment
  • Non-dischargeable Litigation
  • Chapter 7, 11 and 13’s


  • Consumer Call Programs
  • Commercial Loan Workouts
  • Demand Letter Programs

Legal Action Recovery

  • Collateral Replevin/Repossessions
  • Bank Attachments and Wage Garnishments

Litigation and Defense

  • Jury Litigation
  • Federal Court Representation
  • Arbitration and Mediation

Probate Estate Claims/Recovery

  • National Probate Claim Filing
  • Estate Administration

Real Estate Default

  • Home Preservation Programs
  • Loan Modification Programs
  • Foreclosure Service
  • Evictions-Commercial & Consumer
  • Title, REO and Closing Services

Corporate and Financial Services

  • Compliance
  • Contract Negotiations
  • Employment Law
  • Regulatory Compliance

Retainer Program

  • Monthly or Annual Fixed Fees
  • Credit Against Retainer Fees for Services Utilized

Community Bank Partnership Benefits:

  • Flexible fee programs including hourly, flat fee, contingency fee or retainer agreements to best fit your needs
  • Full service representation allows you the convenience of working with one firm representing your interests even if a debtor is bankrupt or deceased
  • Customized programs and reporting designed specifically for your tracking and reporting needs
  • Consistent rate of return while maintaining the highest level of professionalism in dealing with your customers

Regional Coverage with Local Service

Weltman maintains local offices throughout Ohio, Illinois, Michigan, Florida* and Pennsylvania, with services covering New Jersey, Kentucky and Indiana. With several attorneys and staff dedicated solely to servicing our community bank clients, as well as a field customer relations team, we are able to provide local service to community banks and direct representation in courts where we are needed. *(Florida location currently servicing Real Estate matters only)

Reputation and Results You Can Count On

Our regular appearance in numerous courts within our jurisdictions has allowed us to develop an in-depth understanding of each system and judge in order to achieve the best results for our clients. Our staff has relationships with court personnel who appreciate the fact that they are dealing with an experienced law firm who has a track record of handling matters in a timely and professional manner.

Large for Resources Yet Small for Intimacy

We believe in personal attention and are always accessible via phone, email or in-person to respond to your questions and provide status updates. We will travel anywhere that our clients’ needs dictate. To enhance your staff development and education, Weltman provides first-rate online or in-person educational seminars. In addition, we will help keep you informed of current laws and trends through our industry newsletters, blogs and client advisories.

Reporting and Communications

Weltman utilizes the Internet for e-mail and document transmission. Through our password-protected eClientNet, we provide you access to your account work product, progress reports detailing collection activity, performance statistics, inventory lists and accounting information.

Sara M. Costanzo, Esq.

Sara M. Costanzo

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