Commercial Loan Collection & Litigation

Helping You Maximize Recovery of Outstanding Debt

An integral part of preserving the fiscal health of your company involves maximizing the timely recovery of outstanding debt. Weltman, Weinberg & Reis Co., LPA, representing the rights of creditors for more than 85 years, provides comprehensive default and legal services to collection agencies and companies with commercial accounts, working to make sure that you get paid for the services and/or products that you render. We understand the intricacies involved in collections and stay committed to helping you recover revenue while always maintaining the highest degree of professionalism.

Our Commercial Loan Collection & Litigation Group consists of a dedicated team of professionals designed to address the unique nature of agency placements of commercial debt matters. Highlights of the group include:

  • Dedicated team to review each file and service accordingly
  • Centralized and thorough client file set up and tracking
  • Daily claim acknowledgments
  • Automated demand letter program
  • Comprehensive claim analysis
  • Timely suit requests
  • On-demand status requests and account tracking

Our commercial loan collection and litigation representation includes, but is not limited to, the following:


  • Claim Presentment
  • Non-dischargeable Litigation
  • Chapter 7, 11 and 13’s
  • Work Outs


  • Commercial Loan Workouts
  • Demand Letter Programs
  • Contingent Commercial Recovery Programs
  • Skip Tracing
  • Pre-Suit Collection Efforts

Legal Action Recovery

  • Forbearance Agreements
  • Collection Litigation
  • Post-Judgment Recovery including Bank Attachments/Creditors Bills/Liens

Litigation and Defense

  • Jury Litigation
  • Federal Court Representation
  • Arbitration and Mediation
  • Enforcement of Arbitration Awards
  • Creditor Defense
  • Insurance Subrogation
  • Trade Finance Issues
  • Contract Review

Real Estate Default

  • Commercial & Consumer
  • Foreclosure & Eviction Services
  • Receiver Activities

Commercial Loan Collection & Litigation Group Benefits:

  • Comprehensive, proven solution for commercial collection legal services
  • Dedicated Commercial Recovery team with integrated national representation
  • Specialized lower balance recovery program for quick results
  • Centralized placements, remittances, and attorney contacts
  • Formal work standards that support predictable results
  • Consolidated reporting and online account access via Internet-based eClientNet
  • Tiered contingency fees, hourly fee or combination options available

Personal Attention with Immense Resources

We understand how important it is for your claims to be managed, processed and tracked according to your needs. That’s why we support a dedicated team offering you centralized claim review, analysis and debt recovery management. We examine each file, set it up properly in our system and determine the best course of action. We provide the personal attention you deserve with the immense resources of a large, national firm. Our collection services are nationwide and include an established national network of experienced attorneys for issues outside of our footprint states. We work with local counsel in other states to ensure cases are handled and reported effectively, providing you with single-source coordinated service and accountability.

Experience with Law Lists and Rates

The Commercial Loan Collection & Litigation Group includes a team of experienced attorneys, collectors and support personnel with the proven ability to aggressively work files and service the needs of collection agencies and commercial accounts. Our attorneys provide direct legal representation throughout Illinois, Indiana, Kentucky, Michigan, Ohio and Pennsylvania. We understand the law lists and utilize the Commercial Law League of America (CLLA) sliding scale rates. Many of our attorneys are actively involved in the CLLA organization. With a solid reputation in debt recovery, Weltman subscribes to The American Lawyers Quarterly (ALQ), The Commercial Bar, and The General Bar.

Unique Contingency Call Center Collections Delivers Faster Results

Once our review team has identified your file as appropriate for a collection claim, our experienced commercial team can begin immediate recovery with a letter program and contacts to the commercial entity. Since many of your commercial balances vary in size, we often provide call center based collection services and loan workouts prior to any litigation. Our goal is to always affect the highest dollar recovery in the timeliest and most cost-efficient method possible, working with your clients early on to restructure an obligation, establish a sufficient settlement or developing a voluntary repayment program as well as litigating claims and utilizing all post-judgment remedies.

Not Afraid to Say “NO”

Rather than just processing your matters without looking at alternatives, we often come up with ideas or approaches you may not have considered. We leverage our years of experience to formulate a plan we believe is the best way to proceed, always with your business interests in mind. We don’t hesitate to make hard decisions, including advocating settlement when the costs outweigh the result. Don’t be surprised if we suggest alternatives that may be more cost-effective to your organization.


James G. Kozelek, Esq.

James G. Kozelek

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