Commercial Banking

Helping Protect Your Commercial Banking Loan Portfolios

We recognize the financial urgency that delinquent commercial accounts can create and the impact of outstanding receivables on your bank. Representing the rights of creditors for more than 85 years, Weltman, Weinberg & Reis, Co., LPA provides comprehensive collection representation, legal representation, bankruptcy and collateral recovery/replevin recovery and real estate default services to commercial banking creditors nationwide. Our focus on debt and asset recovery provides you a complete set of collection and legal services for efficient recovery management.

Our commercial banking representation includes, but is not limited to, the following:


  • Claim Presentment
  • Non-dischargeable Litigation
  • Chapter 7, 11 and 13’s
  • Work Outs


  • Commercial Loan Workouts
  • Demand Letter Programs
  • Contingent Commercial Recovery Programs
  • Skip Tracing
  • Pre-Suit Collection Efforts

Legal Action Recovery

  • Forbearance Agreements
  • Collection Litigation
  • Post-Judgment Recovery including Bank Attachments/Creditors Bills/Liens

Litigation and Defense

  • Jury Litigation
  • Federal Court Representation
  • Arbitration and Mediation
  • Enforcement of Foreign Arbitration Awards
  • Creditor Defense
  • Insurance Subrogation
  • Trade Finance Issues
  • Contract Review

Real Estate Default

  • Commercial & Consumer
  • Foreclosure & Eviction Services
  • Receiver Activities

Commercial Banking Group Benefits:

  • Comprehensive, proven solution for commercial banking collection and legal services
  • Dedicated team with integrated national representation
  • Specialized lower balance contingent recovery program for quicker results
  • Centralized placements, remittances, and attorney contacts
  • Formal work standards that support predictable results
  • Consolidated reporting and online account access via Internet-based eClientNet
  • Tiered contingency fees, hourly fee or combination options available

Dedicated Team for Commercial Recoveries

The Commercial Banking Group is comprised of experienced attorneys, collectors, and support personnel with the proven ability to aggressively work files and service commercial loans. We focus on addressing the unique nature of your commercial banking debt, working to help reduce delinquency, increase recovery, improve cash flow, and minimize losses - all at a fair cost with optimized net-back to your bottom line. Our goal is to act as your central point manager for multiple commercial debts, providing insights, reports and results to make sure your claims are resolved in a timely manner.

Our Initial File Review Is Critical To Your Success

We will review each commercial file to identify the proper recovery stream. We can move a file directly into our front-end contingency collection team, send the file to our asset search department or go directly to suit. This screening ensures your files are handled properly saving you time and money.

Unique Contingency Call Center Collections Delivers Faster Results

Since many of your commercial balances vary in size, we often provide up-front contingent based call center collection service and loan workouts prior to any litigation action. Our goal is to produce the highest dollar recovery in the timeliest and most cost-efficient method possible, working with debtors early on to restructure an obligation, establish a sufficient settlement, develop a voluntary repayment program or proceed to post-judgment collection as necessary.

Comprehensive National Collections + Legal Strategy

Weltman has established a national network of experienced attorneys to handle matters across the United States. We are actively involved with local counsel to ensure that all cases are handled and reported effectively, providing you consistent service and accountability in every state.

Not Afraid to Say “NO”

Rather than just processing your matters without looking at alternatives, we often come up with ideas or approaches you may not have considered. We leverage our years of experience to formulate a plan we believe is the best way to proceed, always with your business interests in mind. We don’t hesitate to make hard decisions, including advocating settlement when the costs outweigh the result. Don’t be surprised if we suggest alternatives that may be more cost-effective to your organization.

James G. Kozelek, Esq.

James G. Kozelek

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